Frequently asked questions

Why should I go through you, a broker?

As a broker, I have access to a wide range of insurance products from multiple carriers. This allows me to compare plans and find the best coverage at the most competitive price for you. I also provide personalized service, helping you understand your options and making the enrollment process as smooth as possible. Most importantly, my help is of no cost to you.

Do you have access to Marketplace/Obamacare/ACA plans?

Yes, I have access to plans available through the Health Insurance Marketplace (Obamacare/ACA). I can help you navigate the Marketplace, understand your eligibility for subsidies, and find a plan that fits your needs and budget, should you decide to enroll in a Marketplace plan.

What if I only need insurance for a couple of months?

If you only need insurance for a short period, there are short-term health insurance plans available in some states that can provide coverage for a few months. These plans are typically less expensive and can be a good solution for temporary gaps in coverage. Most Marketplace plans are also month-to-month coverage.

I don't understand anything about insurance. Are you able to teach me?

Absolutely! I'm here to help you understand the basics of insurance, including the different types of coverage, how premiums and deductibles work, and what to look for in a policy. My goal is to ensure you feel confident and informed when making your insurance decisions.

How do you make money?

I earn a commission from the insurance companies for each policy I sell. This commission is paid by the insurer, so there is no additional cost to you for using my services. My priority is to find the best coverage for your needs, not to promote any specific insurer.